Flexibility: The Antidote for Interest Rate Uncertainty

Much of our latest due diligence and fund research has focused on bonds, and that research recently led us to make a fairly dramatic change to our clients’ bond allocations. Three funds have been eliminated from our portfolios and two …

Small-Cap Value Changes

We’ve made a change in our small-cap value stock category. We’ve replaced the Queens Road Small-Cap Value fund with Diamond Hill Small-Cap Institutional (DHSIX). This fund has been on our radar for years, but only recently were we able to …

Community, the Crow, and Perseverance

Last week, while perusing the Wall Street Journal and catching up on some of the most intense news of recent history, I happened upon a quote by English author John Donne which goes something like this: “No man is an …

Social Security & the Marshmallow Test

Beginning in the late 1960’s, a professor at Stanford University began a series of studies on delayed gratification. Pre-school children were given a single marshmallow and then offered a choice: they could eat the marshmallow immediately or they could wait …

84-year-old Florida Widow Wins $590 Million Lottery

Last week the world learned that 84-year-old Gloria MacKenzie was the sole winner of the $590 million Powerball jackpot. This makes her one of the biggest winners in lottery history. The widowed great-grandmother chose to receive her winnings as a …

The Retirement Salary®

The Retirement Salary® is our proprietary retirement income strategy. It is not an annuity or commission-based product. It is designed to provide retirees with a steady, predictable income while allowing the portfolio to continue growing over time. Please view the …

Registered Investment Advisor: Why This Distinction Matters

We are often asked the question, “What makes you different?” There are many things that set us apart from our competitors, but there is also an official distinction we hold over the majority of other financial advisors. For more than …

Quirky IRA Deductibility Rules

Few would question the merits of using a Traditional IRA as a vehicle for tax-deferred retirement savings. They are very easy to establish, and the investment options are vast. As long as you are under the age of 70 ½ …

Enhancing Your Financial Synergies Experience with New Media

The rise in social media networks and other Internet-based outlets, such as messaging and email, have become very important tools for communication in business. Now, with the SEC regulation allowing for companies to push certain types of business announcements and …

Medical Expenses Typically Underestimated in Retirement

While medical expenses should come as no surprise to retirees, the amount of money we anticipate spending on medical care in retirement is often grossly underestimated. Based on a 17-year retirement, a couple who retired last year could expect to …

Breaking Free from the 401(k) Trap

401(k) plans are a great way to save money for retirement, but they don’t always have the best investment options available within the plan. Employees are generally limited to a list of 10 or 12 mutual funds and are unable …

Great Divide: The Economy and the Stock Market Disconnect

If economic growth is so anemic, why are stocks so robust? This is the number one question I get these days, and for good reason. After all, since mid-2009 the average annual growth of the economy, as measured by growth of …

View Our 1st Qtr Newsletter

We are pleased to announce the redesign of our Quarterly Newsletter. Click here to view the 1st quarter newsletter, which was published on 4/15/2013. Feedback and comments are welcome.

Education Planning: From the ABCs to Princeton University

Sir John Templeton, the father of international investing, once said, “Among the four most dangerous words in investing are ‘it’s different this time.’” With the continuation of a lackluster economic recovery and so much congestion in Washington these days, it …

Texas: Drawing in the Best Bulls

Keld Jenson is a contributor for Forbes online and has written about the other types of intelligence beyond IQ: Emotional Intelligence (EQ), Moral Intelligence (MQ) and Body Intelligence(BQ). He writes that your IQ “pales in comparison with your EQ, MQ …

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Week in Perspective: Stocks Startled by Inflation, Conflict [Apr. 15-2024] – VIDEO

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