Why Investors Can Be Thankful in 2025
The year 2025 has been a good one for investors, and there is much to be thankful for.
Using Structured Notes for Enhanced Income, Protection, and Better Planning
We’ve recently started introducing structured notes to some client portfolios, specifically a category known as callable yield notes (basically just a fancy term for income notes).
Webinar: What Are Structured Notes?
Structured notes, sometimes called callable yield notes or income notes, sound complex, but Financial Synergies’ Heath Hightower and Mike Minter simplify them in our webinar and explain how they might fit into your long-term investment strategy.
Credit Concerns and “Cockroaches”
Since 2008, significant lending activity has shifted to “non-depository financial institutions” (NDFIs) such as private credit funds, mortgage companies, insurance companies, online lenders, and more.
The Role of Dividends as the Fed Cuts Rates
While dividends are often seen as boring, especially compared to high-flying stocks that attract investor and media attention, the reality is that the role of dividends in portfolios should not be overlooked.
Retirement Planning: Social Security COLA and Portfolio Positioning
For retirees and those approaching retirement age, there is no goal more important than ensuring their savings will support a long retirement.
Quarterly Webinar: Q4 2025 Market and Economic Themes
Please join our Chief Investment Officer, Mike Minter, for our quarterly webinar where we discuss ten relevant market and economic themes heading into the 4th quarter of 2025.
Are You Holding Too Much Cash?
Of course, there’s always a place for the greenback in investment portfolios, but are you holding too much cash?
Medicare Enrollment: A Simple Guide and Key Info
Navigating Medicare enrollment is a critical step in planning for your future health care. As the federal health insurance program in the United States, Medicare provides essential coverage for millions.
High Net Worth Financial Planning: Strategies for Success
Explore High Net Worth Financial Planning: strategies for success that meet the unique needs of wealthy individuals and families.
What the Fed’s Next Move Could Mean for You
Explore what the Fed’s next move could mean for you. Understand how interest rates affect borrowing, savings, and investments.
WEBINAR: How Does the One Big Beautiful Bill Affect You?
In July, Congress passed what may go down as the most consequential tax legislation in a generation: the One Big Beautiful Bill (OBBB). Don’t let the name fool you. Behind it lies a complex set of tax, estate, education, and retirement changes that demand attention from high-net-worth investors.
Should You Pay Off Your Mortgage Early?
Clients often ask us: “Should I pay off my mortgage early, or put that money to work in the market?”
How Reliable is Government Data? A Balanced Look
The latest jobs report has raised questions about the reliability of government data, but understanding the uses and limitations of this data is the key.
Quarterly Webinar: Q3 2025 Market and Economic Themes
Please join our Chief Investment Officer, Mike Minter, for our quarterly webinar where we discuss ten relevant market and economic themes heading into the 3rd quarter of 2025.
