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Weekly insights on the markets, economy, and financial planning

The average 30-year fixed mortgage rate is now back above 7% after falling toward 6% at the start of the year.

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Recent Articles

Commodities such as oil, gold, agriculture, etc., can make for a difficult investment. As an investor, sometimes the experience is far different from what you expected.
Curious about where we work and who we are? Watch this video to take a brief two-minute tour of our office!
Recently there were some enhancements made to your client portal. We've incorporated these into a new client view that we think will improve your online experience.
In this video, David Butler of Dimensional Fund Advisors (DFA), tells his story of a past experience with a stock broker, and discusses the value of working with an independent financial advisor.
This Q2 2016 Market Review report features world capital market performance and a timeline of events for the past quarter.
Financial Synergies is honored to be on FA Magazine's RIA Ranking list for 2016. We are ranked the highest in Houston, we are 13th in our category, and 310th overall.
We say we’re fine with the ups and downs but it still frustrates us when we see our accounts at a temporary loss.
The date was December 31, 1999. I remember going to Wal-Mart to search the picked-over shelves for bottled water, canned food, and ammunition. Why? Y2K was coming!
In recent months the European Central Banks and the Bank of Japan have instituted a policy of negative interest rates.
If you received your Schwab monthly statement in the past week, you may have seen an insert in the mailing talking about some upcoming changes to the way Schwab will be reporting your account activity going forward.
Value stocks were outpaced by growth stocks by a significant margin last year, and there is certainly a longer-term trend in play.
Exchange Traded Funds (ETFs) are pooled investment vehicles where investors can get broad-based exposure to different asset classes.
A meeting with a prospective client several weeks ago has stuck with me in a way that few meetings have in my career. As we learn about the goals and aspirations of the people with whom we work, we also hear about their frustrations with previous financial advisors.
In early April, the Department of Labor released its final version of its fiduciary rule for financial advisors.
This report features world capital market performance and a timeline of events for the past quarter.
There's a new Social Security rule going into effect at the end of this month, and it could impact when you decide to start collecting your benefits.
Financial Synergies was ranked a top wealth management firm in Houston by Houston Business Journal for 2016.
I think “roller coaster” would be the optimal word in describing the first quarter of 2016. We got off to one of the worst starts in U.S. market history.
Last week, I had the pleasure of meeting Dr. Michael Winters when we both appeared as guests on the Houston Matters radio program. During the program, we talked about both financial and non-financial aspects of transitioning to retirement, topics that are way too expansive to cover in a short radio segment.
In case you missed it, you can listen here to our very own Bryan Zschiesche discussing tips on transitioning to retirement with Houston Matters.
I recently had a conversation with a client in her early 60s who is about to retire. As we talked about keeping a long term perspective despite recent market pressures, she noted that “Your long term and my long term …

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