The Patience Principle

“The Patience Principle” is an article written by Jim Parker, Vice President at DFA Australia Limited, for Dimensional Fund Advisors’ Outside the Flags column.   The Patience Principle from Financial Synergies Asset Management, Inc

Spending with Purpose

Earlier this week Bryan, Heath, and I attended a monthly meeting for the Financial Planning Association’s (FPA) Houston chapter. The chapter puts a lot of effort into attracting well-known industry speakers who cover the gamut of financial planning topics such as … Continue reading

Q3 2014 Newsletter

Q3 2014 Newsletter from Financial Synergies Asset Management, Inc

Taken Your Temperature Lately?

When our 28-year-old daughter, Caitlin, was just four months old, my wife and I noticed she was running a fever. We had been parents for exactly four months and began to get nervous about it. We had no parents handy … Continue reading

Hindsight is 20/20

In last week’s blog, Heath pointed out the tendency of people to base investment decisions on irrelevant facts or reference points. In the field of behavioral finance, this is known as anchoring. Heath provided a great example of anchoring: basing … Continue reading

Test Your Own Behavioral Bias

People are fascinating to me.  You’d think that over thousands of years, the human brain would have evolved to become capable of making unbiased decisions as a means for survival.  But based on James Montier’s book “Behavioral Investing” our brains … Continue reading

Q1 2014 Newsletter

Our 1st quarter newsletter features articles by the whole team. Q1 2014 Newsletter from Financial Synergies Asset Management, Inc

Duration Risk: What Bond Investors May Not Know

As Mike Booker mentioned in the Q4 newsletter, we think bonds still deserve a place in most portfolios.  After all, bonds are ultimately one of the greatest diversifiers an investor can own.  Historically, conservative investors have allocated large percentages of … Continue reading

What it Means to Be a “Registered Investment Advisor”

When I was home over the holiday break, my father asked me a very important question about why we are different from other large brokerage firms. I simply responded with an impatient answer: “We are an RIA, Dad.” At that … Continue reading

Our 4th Quarter 2013 Newsletter

Q4 2013 Newsletter from Financial Synergies Wealth Advisors, Inc.