There are a lot of details in financial planning. Most of the time we concentrate on the big things, but what about the little things? “Pick up the Pennies,” so to speak.
Ever heard about the two accountants who interview for the same job? The first one has his interview and all goes well. Then, when the second accountant comes in he notices a paper clip on the ground and he picks it up and puts it in the jar on the interviewer’s desk. The Interviewer asks, “Why did you do that?”, and the accountant says, “Well, sir, paperclips cost you money.” Guess which one got the job?
My Dad is an accountant so I can relate to how the little things are important. Here are a few small things everyone can do to stay on top of your plan, which might get overlooked:
www.annualcreditreport.com – It’s great to check your credit reports once a year for FREE. You don’t have to pay anything! The goal is to review the report to make sure everything on there is actually yours, and accurate.
www.optoutprescreen.com – If you sign up on this site, it will stop unsolicited credit card offers from filling up your mailbox. You will still get one from those you do business with, for example, Southwest Airlines Rapid Rewards. For things like these, I recommend going directly to their website and making sure you’ve opted out in your settings.
www.powertochoose.com – Take a look at your electricity bill, then see if there are better rates out there by comparing the competition on this website. Summer and air conditioning season are here!
If you have any questions about the above, feel free to give me a call. Since I’m the new guy, I’d love the chance to speak with and meet everyone!