Student Loans During COVID-19

2020 has been quite the rollercoaster ride, to say the least. I am always looking for the silver lining during periods of turmoil. One of the most considerable benefits to come from all this pandemic madness relates to federal student loans.

Time to Refinance Your Mortgage?

Mortgage refinancing is a topic that is coming up in almost every client meeting these days. Mortgage rates are dramatically lower than they were even 6 months ago. Not to mention mid to late 2018, when rates were at 4.5%-5.0% for well-qualified buyers (unfortunately, this was right when my wife and I bought our first home).

Reminder: No RMDs This Year

Earlier this summer, the IRS made the announcement that they are waiving Required Minimum Distributions (RMDs) for retirement accounts in 2020. IRS Notice 2020-51 outlines the relief granted to retirement account owners, as part of an extension to the CARES Act.

Cash Is Comfortable, But Can Be Counterproductive

With all of the market-moving events of the past few years - from the global pandemic to trade wars and more - it's understandable that some investors may prefer the safety of cash. After all, a great deal of investing is behavioral and requires being comfortable with a certain level of risk. Portfolios returns are important but so is being able to sleep well at night.

Negativity Sounds Sophisticated

Have you ever noticed how negativity sounds sophisticated? This is especially true when talking about investing and the financial markets. Think about it - it's true. Many investors simply tune out the person always saying, "the market will recover" or "staying invested is the best course." The optimist investor risks being called a Pollyanna or unsophisticated.

How COVID-19 Impacts Medicare Coverage

The outbreak of COVID-19 has created uncertainty across the nation and world over the last several months. The global health concerns surrounding the novel coronavirus have prompted Medicare recipients to wonder how it will impact their coverage.

Reasons to be Positive (and Rational)

Amidst all the negative news (coronavirus pandemic, market downturn, economic collapse, jobless claims, etc.), there are reasons to be positive. April has been a fantastic month for the stock market - historic really. Yes, we are still well off of our previous highs, but at least we've made progress.

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FinSyn Insights

Student Loans During COVID-19

Time to Refinance Your Mortgage?

Reminder: No RMDs This Year

Cash Is Comfortable, But Can Be Counterproductive

Negativity Sounds Sophisticated

How COVID-19 Impacts Medicare Coverage

Reasons to be Positive (and Rational)

The SECURE Act and its Impact on Retirement Account Beneficiaries

Congress Passes SECURE Act

The Power of Compound Interest

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