Investment Management | Houston, TX
Our strategy is based on evidence, not speculation.

Chances are, if you go looking for the next “hot stock” or try to pinpoint the perfect time to get in or out of the market, you’re not going to build wealth. You’re just going to move backwards. We think letting decades of financial research and analysis guide our recommendations is a much better way to invest. Our investment strategy brings logic and simplicity to your life, so you can focus on the things you can control and ignore the things you can’t.

Investment Management Houston

Pursuing a Better Investment Experience:

  • Let Markets Work For You
  • Diversify Globally
  • Manage Risk / Return Balance
  • Allocate Strategically
  • Think Long-Term
  • Keep Costs / Turnover Low
  • Minimize Taxes
  • Rebalance Methodically
  • Avoid Market Timing
  • Manage Your Emotions

Evidence-Based Investment Philosophy
Our investment management philosophy is heavily influenced by the Nobel Prize-winning work of Harry Markowitz and Eugene Fama. We’ve developed a deep understanding of how to best capture the returns of the financial markets. Our approach is based on established facts and real evidence, not empty opinions or speculation. Investment recommendations based on historical, observable market behaviors and prices take emotion out of the equation, and ultimately leads to steadier, more predictable results over the long-term.

We build global portfolios that include stocks, bonds, and where appropriate, real estate and commodities. By diversifying across many different asset classes we’ll help you balance the relationship between risk and return to ensure your long-term wealth goals will be achieved.

We are strategic, long-term investors, and do not engage in market timing or forecasting. We’ve extensively researched each asset class used in our portfolios, so we understand what to expect and the purpose each serves in a diversified investment allocation. As a client of Financial Synergies, we’ll create a custom investment portfolio to suit your unique goals.

You can feel confident knowing that your investments are managed by an experienced team of professionals who adhere to a disciplined, time-tested strategy. It’s refreshing to be able to tune out the daily, irrelevant “noise” of the financial media.

Targeting Expected Return Premiums
Decades of academic research and analysis has taught us that there are proven expected return premiums when investing in stocks and bonds. For example, over the long-term we expect value stocks to outperform growth stocks, and longer maturity bonds to outperform shorter maturity bonds. These expected return premiums are pervasive, persistent, and robust and can be targeted in diversified investment portfolios.

We construct our investment portfolios to capture these premiums:

  • Market Equity Premium - Stocks vs. Bonds
  • Company Size Small-Cap Premium - Small vs. Large Companies
  • Relative Price Value Premium - Value vs. Growth Companies
  • Profitability Profitability Premium - High vs. Low Profitability Companies
  • Term Term Premium - Longer vs. Shorter Maturity Bonds
  • Credit Credit Premium - Lower vs. Higher Credit Quality Bonds

Efficient Portfolios
We use institutional mutual funds and exchange-traded funds (ETFs) as the building blocks of our allocations. These investment vehicles allow for broad diversification, low costs, tax-efficiency, and minimal trading.

Ongoing Management
Once your investment plan is implemented we’ll monitor the portfolio on a daily basis to make sure your assets are performing according to your long-term plan. We’ll rebalance, make adjustments, and provide tax-loss harvesting as necessary, so you never have to worry about your investments. What’s more, we help you understand the evidence behind it all, helping you feel even more confident in the decisions we make together to best safeguard your financial future.