Spending with Purpose

Earlier this week Bryan, Heath, and I attended a monthly meeting for the Financial Planning Association’s (FPA) Houston chapter. The chapter puts a lot of effort into attracting well-known industry speakers who cover the gamut of financial planning topics such as … Continue reading

There’s Still Time to Make an IRA Contribution

Even though 2014 has come to an end, there is still time to save for retirement while possibly qualifying for a tax deduction. Both traditional IRA and Roth IRA contributions for tax year 2014 can be made up until the … Continue reading

Q3 2014 Newsletter

Q3 2014 Newsletter from Financial Synergies Asset Management, Inc

What’s Your Retirement Number?

A couple of years ago, ING started a great marketing campaign to encourage people to start saving for retirement.  The “What’s your retirement number?” slogan was undoubtedly derived from a common question that financial advisors hear from clients every day.  … Continue reading

Q1 2014 Newsletter

Our 1st quarter newsletter features articles by the whole team. Q1 2014 Newsletter from Financial Synergies Asset Management, Inc

Our 4th Quarter 2013 Newsletter

Q4 2013 Newsletter from Financial Synergies Wealth Advisors, Inc.

You Think You Have More Time

One of the toughest parts of my job as a financial advisor is experiencing the passing of a long-time client.  Comforting a grieving family and helping to guide heirs through the account transfer process that follows is both challenging and … Continue reading

Social Security & the Marshmallow Test

Beginning in the late 1960’s, a professor at Stanford University began a series of studies on delayed gratification.  Pre-school children were given a single marshmallow and then offered a choice: they could eat the marshmallow immediately or they could wait … Continue reading

The Retirement Salary®

The Retirement Salary® is our proprietary retirement income strategy.  It is not an annuity or commission-based product.  It is designed to provide retirees with a steady, predictable income while allowing the portfolio to continue growing over time.  Please view the … Continue reading

Quirky IRA Deductibility Rules

Few would question the merits of using a Traditional IRA as a vehicle for tax-deferred retirement savings.  They are very easy to establish, and the investment options are vast.  As long as you are under the age of 70 ½ … Continue reading