Minor Change to Retirement Salary®

We’re making a minor change to many of the Retirement Salary® portfolios, but these changes will not impact all clients in the program. This will depend on your current allocation, funds, and cash reserve needs. Continue reading

The Retirement Salary® Income Strategy

How much money do I need to save before I can retire? How much money can I live on in retirement? Learn more about The Retirement Salary® program. Continue reading

The Retirement Salary®

The Financial Synergies Retirement Salary® program is our proprietary retirement income strategy. The objective of the Retirement Salary® program is to produce a steady and predictable income to the retiree, while continuing to grow the investment portfolio conservatively over time, … Continue reading

Q3 2014 Newsletter

Q3 2014 Newsletter from Financial Synergies Asset Management, Inc

What’s Your Retirement Number?

A couple of years ago, ING started a great marketing campaign to encourage people to start saving for retirement.  The “What’s your retirement number?” slogan was undoubtedly derived from a common question that financial advisors hear from clients every day.  … Continue reading

Why Staying the Course is The Best Route

Remember 2008? Some of us kept our eye on the ball and maintained our long-term investment plans. Others panicked and went to cash, thinking that it would protect them from downside risk, and waited until the market “normalized” before they dove back … Continue reading

You Think You Have More Time

One of the toughest parts of my job as a financial advisor is experiencing the passing of a long-time client.  Comforting a grieving family and helping to guide heirs through the account transfer process that follows is both challenging and … Continue reading

The Retirement Salary®

The Retirement Salary® is our proprietary retirement income strategy.  It is not an annuity or commission-based product.  It is designed to provide retirees with a steady, predictable income while allowing the portfolio to continue growing over time.  Please view the … Continue reading

Quirky IRA Deductibility Rules

Few would question the merits of using a Traditional IRA as a vehicle for tax-deferred retirement savings.  They are very easy to establish, and the investment options are vast.  As long as you are under the age of 70 ½ … Continue reading