About Heath Hightower

As a CERTIFIED FINANCIAL PLANNER™ professional, Heath believes in giving solid, unbiased advice, and building relationships with clients that make a tangible, positive difference in their lives. He helps clients with all aspects of their financial lives, such as retirement planning, education planning, charitable giving, and investing. Read Heath's Profile HereRead More Articles by Heath

When a Corporate Trustee Makes Sense

In 2014, Wells Fargo published the findings of a study that focused on how American families communicate about personal finance. They discovered that money is harder for families to talk about than death! Continue reading

Event + Reaction = Outcome

Jack Cranefield (author of The Success Principles) believes that highly successful people are particularly capable of influencing outcomes by controlling their own reactions to events, rather than controlling the events themselves. And I think he’s on to something! Continue reading

When Should You Invest?

The decision of “when” to invest in the market can be overwhelming. Unfortunately, doing nothing can be the worst decision of all. Continue reading

The Annual End of the World

The date was December 31, 1999. I remember going to Wal-Mart to search the picked-over shelves for bottled water, canned food, and ammunition. Why? Y2K was coming! Continue reading

And There is No New Thing Under the Sun

As a financial advisor in Houston, TX, I spend a considerable amount of time talking with clients about the price of oil.  Everyone in Houston is keenly aware that the price of oil has plummeted over the last few months, … Continue reading

Impressive Banking for Charles Schwab Account Holders

Banks these days are either gouging with hidden fees or requiring huge minimum balances. Since many of our clients have complex banking needs, I often refer them to Charles Schwab Bank. Charles Schwab has the 13th largest bank in the … Continue reading

Compounding: The Most Powerful Force in the Universe

Consider the following trick question:  Would you rather have $10,000 per day for 30 days or a penny that doubled in value every day for 30 days?  The best choice is the doubling penny, because at the end of 30 … Continue reading

If They’re Not a CFP® Pro, You Just Don’t Know

A few years ago the CFP Board of Standards, Inc. initiated a public awareness campaign. Their goal is to educate the public on the importance of working with a qualified financial advisor. They encourage everyone to seek advice from a … Continue reading